Safeguarding Payment Analyst

Overview

Microsoft is on a mission to empower every person and every organization on the planet to achieve more. Our culture is centered on embracing a growth mindset, a theme of inspiring excellence, and encouraging teams and leaders to bring their best each day. In doing so, we create life-changing innovations that impact billions of lives around the world. You can help us achieve our mission.

Microsoft Treasury supports the digital transformation journey of Microsoft’s customers, partners and vendors by providing competitive credit and payment solutions to support revenue growth while managing credit risk.

We are a compliance-first organization with customer obsession and deal economics focus. We support over $150B in trade and receivables and $11B in payment solutions per year in global markets. The team is also charged with managing over $130B of investment portfolio, currency risk, bank account infrastructure and business risk insurance.

As Safeguarding Payment Analyst, you will manage and execute the day-to-day management of daily safeguarding activities. You will also act as a key finance partner to the Head of Safeguarding, providing analysis, planning and broader financial management support while working closely with the Treasury Manager, Head of Safeguarding, Financial Manager and other key Treasury contacts.

Responsibilities

Daily Safeguarding Calculations and Reconciliations

• Perform daily safeguarding calculations to identify client-fund liabilities using payment flows, settlement data and internal ledger records.
• Reconcile calculated client-fund liabilities to internal ledgers, external bank statements and safeguarding account balances.
• Verify that safeguarding account balances provide complete and adequate coverage of client funds in line with the approved methodology.
• Complete daily activities within agreed cut-off times and retain clear evidence of preparation, review and completion.

Safeguarding Transfers and Account Monitoring

• Prepare and support timely safeguarding transfers to ensure full coverage of client-fund liabilities.
• Monitor balances and movements across safeguarding accounts, identifying unusual transactions, shortfalls or excess balances.
• Support the coordination of settlements, funding movements and permitted intercompany transfers in line with approved authorities and segregation-of-duties requirements.

Break Investigation and Escalation

• Investigate reconciliation breaks and data discrepancies promptly, documenting the cause, impact and corrective action.
• Work with Finance, Treasury, IT, and banking partners to resolve outstanding items within agreed timelines.
• Escalate safeguarding shortfalls, unexplained differences, missed deadlines and control failures promptly in accordance with governance procedures.
• Track open breaks and remediation actions through to closure, providing clear status updates to relevant stakeholders.

Controls, Records and Reporting

• Operate safeguarding controls accurately, including required checks, approvals and segregation of duties.
• Maintain complete, accurate and audit-ready records of calculations, reconciliations, transfers, approvals, investigations and remediation actions.
• Prepare routine safeguarding reports and management information for the Head of Safeguarding and other relevant stakeholders.
• Support internal and external audits, regulatory submissions and Central Bank of Ireland information requests by providing accurate records and explanations.

Process Support and Continuous Improvement

• Follow documented safeguarding procedures and keep process notes, checklists and control evidence up to date.
• Identify recurring breaks, manual inefficiencies and data-quality issues, and suggest practical improvements to processes and controls.
• Support testing and implementation of system, data and process changes affecting safeguarding calculations or reconciliations.
• Participate in cross-training, contingency arrangements and daily handovers to support continuity of safeguarding operations.

Qualifications

Required qualifications

• Bachelor's Degree in Finance, Accounting, Economics or Business OR equivalent experience.
• Solid analytical and problem-solving skills, with the ability to manage multiple priorities and deliver to deadlines.
• Ability to build effective relationships with senior stakeholders, auditors and cross-functional partners.

Preferred qualifications

• Bachelor's Degree in Finance, Accounting, Economics or Business, OR Master's Degree in Business Administration or Finance, OR equivalent experience.
• Experience in payments, e-money, financial services, technology, cloud services or online platforms.
• Experience operating in a regulated entity or supporting safeguarding or operational-resilience requirements.
• Experience with treasury management systems, analytics, automation, modelling or large-scale cash and reconciliation environments.

Financial Analysis IC3 - The typical base pay range for this role across Ireland is € 60,300.00 - € 102,600.00 per year. Certain roles may be eligible for benefits and other compensation.

Find additional benefits and pay information here:
https://careers.microsoft.com/v2/global/en/corporate-pay/ireland-corporate-pay.html

This position will be open for a minimum of 5 days, with applications accepted on an ongoing basis until the position is filled.

---

Microsoft is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to age, ancestry, citizenship, color, family or medical care leave, gender identity or expression, genetic information, immigration status, marital status, medical condition, national origin, physical or mental disability, political affiliation, protected veteran or military status, race, ethnicity, religion, sex (including pregnancy), sexual orientation, or any other characteristic protected by applicable local laws, regulations and ordinances. If you need assistance with religious accommodations and/or a reasonable accommodation due to a disability during the application process, read more about requesting accommodations.